Texas Real Estate State Practice Exam

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Prepare for the Texas Real Estate State Practice Exam with our targeted quiz. Utilize our flashcards and multiple-choice questions, each with hints and explanations, to get exam-ready!

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Who is entitled to a free credit report to determine the reason for credit denial?

Seller
Real estate agent
Appraiser
Borrower

The correct answer is: Borrower

Borrower. A borrower, also known as the person applying for a loan or credit, is entitled to a free credit report when determining the reason for credit denial. Sellers, real estate agents, and appraisers are not directly involved in the credit process and would not be given access to a free credit report for this purpose.